Featured research
Insights on digital money, economics, and payments
The Paystone Labs blog explores the mechanics of cashless systems and the incentives that shape them. We study interchange, risk, and regulation so operators can make informed decisions. Expect practical checklists, data-backed tactics to improve authorization, and plain-language explainers that bring clarity to complex systems.
Featured analysis
Our editors highlight timely research that helps operations, product, and finance leaders navigate today’s payment landscape. Each piece includes practical steps you can apply right away, plus metrics to watch as your stack evolves.
The approval rate puzzle: issuer behavior by region
Why identical transactions see different outcomes across markets, and how routing, tokens, and MCC data improve consistency.
Platform tactics
Open banking economics: a practical model
Fees, conversion levers, and refund handling for account-to-account payments in retail and subscription businesses.
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Dispute playbook: prevent, detect, resolve
How to cut chargebacks with alerts, compelling evidence templates, and post-mortem reviews that actually stick.
Get the workflow
Wallet adoption and checkout UX
What we learned from 50 A/B tests on wallet placement, labels, and fallback flows that minimize drop-offs.
Design tips
Interchange pressure and margin math
How to forecast gross margin under shifting scheme fees and issuer incentives across major markets.
Model scenarios
Cross-border corridors to watch
Emerging corridors with strong approval potential and lower FX costs for ecommerce expansion.
Our research lens
Stay updated with new research
We publish concise analyses and practical guides that help teams raise approval rates, cut fraud, and plan expansion. Bookmark this page or reach out with topics you want us to explore next. Your feedback helps us focus on the questions that matter.
Data-driven
We pair practical checklists with metrics so teams can measure impact quickly.
Security-aware
Every guide considers fraud, privacy, and compliance requirements from day one.