A unified platform for payments, risk, and insights
Paystone Labs provides a single platform to accept payments, optimize approvals, and manage risk with clarity. Our modern API and low-code components deliver fast integration across web, mobile, and in‑store. Real-time analytics and exports keep finance and product teams aligned on performance and cost.
Core building blocks
The platform is modular. Start with hosted checkout or go full API. Add risk controls, disputes, payouts, and analytics as you scale. Every component shares a common data model for consistent reporting and reliable reconciliation across teams.
Unified API
Create payments, manage vault tokens, handle refunds, and stream events with predictable, well‑typed endpoints and idempotency.
Smart routing
Optimize authorization by selecting acquirers based on issuer behavior, cost, and performance signals updated in real time.
Risk controls
Tokenization, device signals, velocity rules, and 3‑D Secure flows that reduce fraud while keeping checkouts fast and friendly.
Webhooks
Receive reliable events for payment lifecycle, disputes, and payouts. Automatic retries and signing ensure safe processing.
Payouts
Move funds to sellers and partners on schedule with clear ledgers, balances, and exportable statements for finance teams.
Analytics
Dashboards, cohort analysis, and exports show approval rates, costs, and fraud trends so you can act with confidence.
SDKs and integration paths
Integrate the way your team prefers. Choose hosted pages for speed, drop‑in UI for native wallets, or the full API for custom flows. The sandbox mirrors production behavior so you can test webhooks, retries, and disputes before launch. Our solution architects share playbooks to help you ship quickly.
Web SDK
Embed a secure card element and enable Apple Pay and Google Pay with a few lines. Hosted pages include built‑in SCA and receipts. Tokens allow one‑click returns for logged‑in customers.
Security, privacy, and reliability
Security is built in. Sensitive data is encrypted in transit and at rest. We use tokenization to reduce PCI scope and support SCA when required. Monitoring and redundancy across regions keep processing online during traffic spikes. Access controls and audit trails help teams meet internal and regulatory standards.
Encryption & tokenization
Minimize sensitive data exposure with network tokens and strong cryptography.
High availability
Redundant services, health checks, and graceful degradation keep checkout fast.
Access controls
Fine‑grained permissions, MFA, and audit logs support secure operations.
Regulatory alignment
Guidance for PCI DSS, PSD2 SCA, and GDPR with clear documentation.
See the platform in action
Share your goals and current provider setup. We will compare approval rates, estimate savings, and outline a rollout plan that fits your roadmap.